OUR STEP-BY-STEP GUIDE


We understand the effect that debts can have on your life, but the positive news is that there are lots of things you can now do to start managing them and get your finances back under control. Get started below by working through the sections step-by-step – we’ve included hints and guides to help you along the way. And if you need any further assistance; please get back in touch on 0800 316 1833 .




  1. Do you have a debt emergency?
  2. Building your budget
  3. Different types of debt
  4. Income maximisation
  5. Reducing your spending
  6. Breathing space
  7. Setting up a repayment arrangement
  8. Other debt solutions
  9. Template letters
  10. Switching your bank account
  11. Frequently asked questions
  12. Further information