Debt Facts
21 Aug 2018
Debt Facts
6 Jun 2018
What’s the difference between debt and credit?
There are times when you may feel like you can’t get away from credit card and loan advertisers, offering no end of tempting deals. But behind the slogans, it can be difficult to work out whether a product is right…
Money Management
23 Apr 2018
Our favourite cheap food items!
If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…
Living in Debt
19 Apr 2018
Our Debt Heroes Top Tips for coping with stress
April 2018 is Stress Awareness Month, and here at PayPlan we understand how stressful managing your finances can be, particularly if you find yourself struggling to make up payments. It is important to understand stress, the causes and the triggers…
In other news
12 Jan 2018
Blue Monday – Looking after your mental health and beating the January blues
Blue Monday is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date. If you are feeling particularly down during the…
Living in Debt
21 Dec 2017
Case Study – Chris
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…
Living in Debt
20 Dec 2017
Kids Have to Deal with Debt too
Industry News
23 Oct 2017
In the news this week: Bills, borrowing and debts growing
Earlier this week the Financial Conduct Authority (FCA) warned of a pronounced build-up of debt among young people.
Competitions
19 Feb 2013
How to avoid the payday loan trap.
At Payplan we are seeing more people who have multiple payday loans calling us as they find themselves in the payday loan trap. People are finding it difficult to manage their finances and find themselves using a short term loans.…
Living in Debt
26 Nov 2012
Why do creditors issue default notices?
Receiving a default notice through your letterbox from one of your creditors can be upsetting and stressful, especially if you do not know what it is, why they sent it and what you need to do.
Money Saving Ideas
7 Nov 2012
National Stress Awareness Day – How to combat debt stress.
Today marks National Stress Awareness Day and while, officially, the focus is on stress at work, at Payplan we feel that it should also include debt stress.
Living in Debt
1 Oct 2012
What to do if you fall into arrears with your… utility bills.
In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings. According to statistics on IncomeMax 4.75million households in the UK are living in fuel poverty. With this many people in poverty,…
Living in Debt
21 Sep 2012
Credit Rating Myths
Credit ratings and reports are complete minefields with so much incorrect information available. Whether you are looking to take out credit or trying to repay debts it is important you understand your credit report and how it works.
Competitions
5 Sep 2012
Top five questions on… Bailiffs
Debt Facts
30 Aug 2012
What to do if you are self-employed and struggling to make ends meet
If you're self-employed and struggling to pay all your bills, you're not alone. There are a record 4.2 million workers who are self-employed and many are finding it difficult to make ends meet.
Debt Facts
13 Jul 2012
How do I… apply for a Trust Deed?
For people living in Scotland they have other debt solutions available to them to help when they are in financial difficulty. A Trust Deed is one of these solutions and allows you to pay your creditors back at an affordable…
Money Management
11 Jul 2012
How do I… get out of debt and stay out of debt?
Getting into debt can be easy, one thing leads to another or something unexpected occurs and things spiral out of control. Before you know it, you are no longer able to afford all of your creditor commitments. Getting out of…
Living in Debt
4 Jul 2012
What should I do about my council tax arrears?
In recent years at Payplan we have seen a rise in the number of clients coming to us owing council tax arrears. This is often due to a number of factors, including a drop in income or an unforeseen increase…
Debt Facts
2 May 2012
Right to Offset
One of the most important things to do when you are in debt is to change your bank account. If you owe money to the same bank that your wages or other income is paid into then they are entitled…
Archive
4 Jun 2010
5 Ways to Cut Your Bills
Can you cut your bills? The following bill cutting tips could help you save money on your monthly outgoings. Click here for further budgeting advice 1. Cut your TV package Ask yourself this question; do you really watch all the…