Your Guide to Saving Money at Lunchtime
One of the UK’s top money saving brands, vouchercloud, discovered that making lunch at home could save you around £1,300 a year.Their survey revealed that 62% of British workers chose to purchase their lunch during the week, costing over £1,800…
New year, new credit card debt?
Another Christmas has come and gone, and another January has arrived, which can only mean one thing…credit card debt, and lots of it.The festive financial hangoverEvery year, thousands of Brits brace themselves for letters from their credit card providers as…
5 Ways to Make Christmas More Affordable
Christmas might still be six weeks away but it is an expensive time of year - a time when a lot of people start to feel overwhelmed by the costs and turn to credit for help. This week's blog post…
What impact are Buy Now, Pay Later schemes having on consumers?
What is a buy now, pay later scheme?Buy now, pay later (BNPL) schemes are offered to customers at the point of purchase to allow them to spread the cost of what they are buying. Some retailers offer these services in-house…
A Healthy Holiday On A Healthy Budget
As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…
Buy to Save: The Purchases That Keep You Quids In
How Eating Seasonally Could Benefit Your Health.. and Your Bank Balance
The start of autumn always reminds us just how much food we have on our doorsteps. Bramley apples and blackberries are in plentiful supply at this time of year and not only are they delicious and healthy, they can also…
The Payplan guide to getting married on a budget.
While your wedding day can be one of the best days of your life, the cost of getting married can easily spiral out of control, especially if you get caught up in the excitement and keep adding things to your…
Change in Circumstances with an IVA or DMP
For many of you that are in debt, you may find yourself managing your finances on a tight-rope, with one small change in circumstances having a dramatic knock-on effect. When the change is big, the sustainability of your carefully constructed…
How to get rid of unwanted Christmas gifts
Christmas is a time for giving and receiving – and whilst gift giving comes with the best of intentions, not everyone gets it right. Every year, British households are inundated with presents that may be unwanted and often go unused.…
3 quick and simple Christmas decoration ideas for you to try at home!
Why not get creative this year and try some homemade Christmas decoration ideas? These ideas are simple, cheap and fun to make with your family.
Top 5 tips for staying out of debt as a student.
Moving out of your family home into university halls of residence is a huge step for most students – not only is it the first time you are living away from home, but it is also the first time you…
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Are we a nation of Shopaholics and “Comfort” spenders?
As a woman I am well aware of the dangers that "comfort" shopping can bring. A bad day at work, bad mood, row with the other half or general stress from life; anything can trigger that feeling of emptiness that…
The Payplan guide to reducing your outgoings.
Families are struggling with wage rises frozen, but the cost of living on the up, and many are turning to loans or credit as a way to deal with essential payments.
Mothers Day on a budget
Mother’s Day is just a few days away, a day for us to celebrate all that our mothers do for us. As with all ‘holidays’ like this, many see it as an unnecessary cost, but it doesn’t need to be…
Reducing your outgoings.
In this current climate trying to reduce your outgoings is a constant uphill struggle as it seems on a weekly basis we face rising costs in gas, electricity, water, phone bills, food or fuel. However if you are savvy with…