Jump to Main Content
Get help now

Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Archive 19 Sep 2011

Dawn’s Story

Here is the story of Dawn, she has now finished her DMP and is debt free! Congratulations.

Archive 8 Sep 2011

Over 65 and still working!

It was recently suggested that a third of people over the age of 65 years head into retirement with debts of around £25,000 according to The Guardian.

Archive 6 Sep 2011

Too cool for school?

It is that time of year again as we pack the children back off to school. On one hand we are relieved to have a bit of peace and quiet and a bit of normality back, but on the other…

Archive 4 Aug 2011

Payday Loans – Good or Bad?

There always seems to be a large amount of controversy surrounding Payday Loans. With high interest rates, quick repayment time and easy availability, Payday Loans can often be the downfall of many people in debt.

Living in Debt 27 Jul 2011

Can I change my DMP company?

People call us for several reasons: it may be that they realise they can no longer afford to manage their debt, they know their situation is about to change so they are planning ahead, or they simply decide that they…

Archive 12 Jul 2011

Debt: Perception versus Reality

The aim of the survey was for us to gage what people’s perceptions of debt are. It is usually the case that people’s perceptions are a lot different to the reality, this survey turned out to show exactly that.

Archive 21 Jun 2011

A Clients Story: Kevin

It started a few years ago. Our bank accounts were being maxed out and to pay our bills we had to use our credit cards.

Archive 16 Jun 2011

Mortgages & Remortgages

Buying a home and getting a mortgage is a huge financial commitment whether you are a first time buyer or whether this is your second or third home.

Archive 17 May 2011

Dealing with depression and debt

It was recently suggested by the BBC that over the last four years prescriptions for anti-depressants have risen by over 40% due to people struggling with debt and with job worries fuelled by our current economic problems.

Archive 4 May 2011

Your Credit Report…

Your credit report can help decide whether you are given credit or not and holds all the information a creditor needs to make that decision.

Debt Facts 14 Apr 2011

Repossession

If you have a mortgage and you fall into arrears with your payments you risk losing your home and having it repossessed.

Archive 21 Mar 2011

Hiding Debts From Your Partner?

Whether the debts built up before you met your partner, or whether the debts occurred when together, hiding something from your partner can put immense strain on your relationship.

Archive 11 Mar 2011

Weekly Debt Question

I am already in debt; I might as well take out more credit.

Archive 22 Feb 2011

What is a Trust Deed?

A Trust Deed is a voluntary, legally binding agreement between you and your creditors and deals with only unsecured debts.

Archive 10 Feb 2011

Bailiffs – who are they?

A bailiff is someone who is employed by the courts to take your possessions in order to sell them and give the money to your creditor to pay back the debt that you owe them. The court would only send…