Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Industry News
26 Mar 2024
What is the new April energy price cap?
Industry News
18 Mar 2024
Debt Awareness Week 2024: Addressing barriers to debt advice
It’s the 10th anniversary of Debt Awareness Week (March 18 – March 24) this week!Over the week, we’ll raise awareness of some common reasons people might not seek debt advice despite struggling financially and how they can overcome those barriers.What…
News and Stories
7 Mar 2024
What does the 2024 Budget mean for you and your money?
Here’s an overview of the key points from the 2024 Budget, announced by the Chancellor yesterday afternoon (March 6).We’ve covered the topics that could affect you and your money:TaxNational Insurance, a payroll tax, cut by 2p in the pound for…
News and Stories
29 Feb 2024
Write your Will for free in March
Wills aren’t just for the wealthy.It’s important for everyone to plan ahead, but did you know that over half of the adults in the UK don’t have a will?Without a clear Will in place, your wishes may not be followed…
Money Management
14 Feb 2024
Will my partner’s debt affect my credit score?
If your credit score is important to you, or you wish to take out credit at any point in the future, knowing what can affect your credit score is essential.Depending on your financial ties, your partner’s credit score and debts…
News and Stories
7 Feb 2024
How to protect yourself from online scams
Staying safe online is becoming increasingly difficult as cyberattacks become more sophisticated.Whether it be impersonating someone you know or an organisation/business that you trust, cybercriminals encourage individuals to share personal or sensitive information or click on malicious web links or…
News and Stories
1 Feb 2024
Join the nation’s biggest mental health conversation
News and Stories
30 Jan 2024
NHS Talking Therapies can help
The NHS is encouraging anyone struggling with feelings of depression or anxiety, such as excessive worry, panic attacks, social anxiety, post-traumatic stress or obsessions and compulsions, to seek help through NHS Talking Therapies services.The services are effective, confidential and free…
News and Stories
15 Jan 2024
Take advantage of PayPlan’s free money-saving tool BudgetSmart
Our online money tool, BudgetSmart, helps you maximise your income, reduce your spending and find savings in every corner of your finances.The interactive tool has hundreds of money-saving tips across eight core categories, including support with energy and water bills,…
Industry News
10 Jan 2024
PayPlan retains Inclusive Service Kitemark™ demonstrating commitment to vulnerable consumers
We are thrilled to announce that we’ve successfully retained our Inclusive Service Kitemark™, a benchmark for industry best practice, awarded by BSI, the business standards and improvement company.The Kitemark covers topics such as the identification of customer vulnerability, inclusive design…
Living in Debt
5 Jan 2024
Are you dealing with a loan shark? What to look out for
The past few years have left many of us in the UK in worse financial situations, and whilst it’s always good to be proactive and try to take steps to solve financial problems, it’s important to be aware of the…
Money Saving Ideas
22 Dec 2023
Let’s ring in the new year with improved financial health!
A New Year can be daunting with the hope of making resolutions you think you might not be able to keep, however, following the below simple steps may help you feel your financial best and start 2024 with a positive…
Industry News
20 Dec 2023
Loan fee fraud – how to stay safe when looking for a loan
The cost-of-living crisis is exerting increasing pressure on people’s finances, with one in five adults taking out loans to cope. At the same time, scams are rising, including loan fee fraud, where people are asked to pay an upfront fee but…
Industry News
15 Dec 2023
Saving money on your energy bills – gas and electric meters explained
News and Stories
7 Dec 2023
Understanding the dangers of using Buy Now, Pay Later this Christmas
What is Buy Now, Pay Later?Buy Now, Pay Later (BNPL) is a payment option offered by retailers to allow customers to spread the cost or delay the payment of their purchase.It has become a very popular payment method for online…
Industry News
6 Dec 2023
Make writing a Will your New Year’s Resolution!
Head into 2024 with a productive start by writing your Will and ensuring your assets are protected and will be distributed how you choose.Do you have particular wishes you would want to be followed and do you know who you…
Industry News
28 Nov 2023
Reducing the stigma around gambling-related debt
We’re supporting Stigma, a national public health campaign to reduce the stigma around gambling harms.The nationwide initiative, by charity GambleAware, revealed that 75% of people who had experienced gambling problems felt they couldn’t open up to loved ones, with stigma…
Money Saving Ideas
22 Nov 2023
A guide to responsible shopping ahead of Black Friday and Cyber Monday
Black Friday and Cyber Monday are two of the biggest shopping events of the year.With seemingly big discounts and exclusive deals, most of us are tempted to head out to the shops or scroll through the sales from our phones,…
Money Saving Ideas
16 Nov 2023
Tips to help you save money this Christmas
Christmas is a time for joy, togetherness, and celebration.However, it’s all too easy to get caught up in the festivities and find yourself overspending, leading to financial stress that can linger long after the decorations are put away.At PayPlan, we…
Money Saving Ideas
13 Nov 2023
Ways to save on your energy bills this winter
The average medium-sized UK household spends around £152 per month, or £1,834 per year on their combined gas and electricity bills – and this presents some real opportunities to make a saving.And with the colder temperatures hitting, many of us…