Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Saving Ideas
22 May 2014
Food glorious food – A Foodbank Story
Money Saving Ideas
13 May 2014
25 alternative date ideas without a red rose in sight
Whether you’re going on a first date or out with your partner of many years, these ideas won’t leave you stuck in a rut.
Money Saving Ideas
2 May 2014
Live Below the Line challenge
Living below the line refers to the 1.2billion people worldwide who live below the poverty line. The World Bank defines extreme poverty as living on less than £1 a day...
Money Saving Ideas
16 Apr 2014
Storage ideas to make your groceries last longer
As a nation the cost of our weekly shop is going up, and yet we’re throwing away more food than ever before. Do you ever find that when you come to use your fresh ingredients they’ve already gone off, even…
Money Saving Ideas
16 Apr 2014
Netflix Vs Amazon Instant Vs Now TV
Whether you embrace technology or not, the future of film looks to be leaning more and more towards online streaming and downloads, rather than the traditional Video/DVD rental shops. Sick of the high prices Sky or Virgin charge? Want to…
Money Saving Ideas
16 Dec 2013
Christmas Spending Habits Visualised
Last month, Payplan conducted a study into Christmas spending and asked 1,000 people about their finances in the run up to the festive season. The survey found that many people rely on credit cards, overdrafts and, for some, even payday…
Archive
4 Sep 2013
What is the difference between an IVA and a DMP?
Archive
1 Jul 2013
More and more buy-to-let landlords are struggling with debt
Nick Payne, Senior Insolvency Practitioner for Payplan, talks about the rise in buy-to-let investment and what to do if you are a landlord struggling with debt. “The number of buy-to-let landlords is significantly increasing. House prices are still relatively low,…
Archive
14 Jun 2013
Charity partnership wins Payplan and Advice UK top award
By Sarah Reeve Payplan has recently won two major awards at the Institute of Money Advisers (IMA) conference for new initiatives aimed at helping people deal with their debt. In the first of two blogs Sarah Reeve, Payplan’s Head of…
Archive
2 May 2013
A day in the life of a Helpline Adviser by Michael Jordan.
Michael tells us about his job as Helpline Adviser and why he is proud to work for Payplan: “Every weekday morning I wake up knowing I will be putting smiles on people’s faces. That’s because I work in Payplan’s Helpline department –…
Debt Facts
29 Apr 2013
Opening a joint bank account: The pros and cons.
f you’re in a serious relationship in which food, bills, utilities and other expenses are paid for together, you may be tempted to open up a joint bank account. However, you may be unsure whether it is the right move.…
Debt Facts
18 Apr 2013
The facts about Universal Credit
If you are confused by the new Universal Credit you are not on your own. Many people are still not clear about how they will be affected or what they need to do. If that sounds like you don’t panic,…
Competitions
15 Apr 2013
Some facts about bankruptcy
Bankruptcy is not an easy subject to discuss and that can make it difficult to understand. At Payplan we are often asked about bankruptcy and, although we do not specifically deal with it on behalf of our clients, we want…
Money Saving Ideas
8 Apr 2013
The Payplan guide to getting married on a budget.
Archive
19 Mar 2013
I’m a Company Director – what’s the best solution for me?
If you are a Company Director you may be struggling with debt for a variety of reasons; perhaps a major customer has gone under owing you a lot of money or maybe customers are not buying as much as they…
Competitions
19 Feb 2013
How to avoid the payday loan trap.
At Payplan we are seeing more people who have multiple payday loans calling us as they find themselves in the payday loan trap. People are finding it difficult to manage their finances and find themselves using a short term loans.…
Money Saving Ideas
18 Feb 2013
Things to do this half term for FREE!
It only seems like last week that the kids were packed off back to school, but half term is just around the corner. Trying to think of fun things to do with them is difficult, especially when you are on…
Debt Facts
15 Feb 2013
What are the alternatives to a debt management plan?
A debt management plan, or a DMP, is only one solution available if you are struggling to maintain payments to your creditors. At Payplan we understand that a DMP may not be suitable for everyone and we therefore provide all…
Living in Debt
11 Feb 2013
Change in Circumstances with an IVA or DMP
For many of you that are in debt, you may find yourself managing your finances on a tight-rope, with one small change in circumstances having a dramatic knock-on effect. When the change is big, the sustainability of your carefully constructed…
Debt Facts
6 Feb 2013
Top five questions about bankruptcy.
Bankruptcy is a form of insolvency and it is often referred to as a ‘last resort’ because of the long term affect it can have. Looking for a suitable solution for your debts can be a daunting experience and many…