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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Client Stories 19 Nov 2014

This is my story – John Putland

 I only got into financial difficulties when my relationship broke down and I had to take on more credit to make ends meet.I wasn’t happy in my relationship and I just turned to my credit cards for comfort. I got…

Client Stories 19 Nov 2014

This is my story – Amy Rankin

Growing up, I’d always known that I wanted to be a hairdresser. I worked hard at college and was delighted to land a job as an apprentice for a local hairdresser.I was prepared for the hard graft and long hours…

Money Saving Ideas 14 Nov 2014

THE SECRETS TO SAVVY SHOPPING

We all like to think of ourselves as savvy shoppers, but how much do we really know about the art of retail psychology? If we know the techniques retailers are using to seduce us into spending, we’re less likely to…

Money Saving Ideas 31 Oct 2014

Five simple ways your credit report can help you

Five simple ways your credit report can help you.By Darren Beach from Experian Experts blogThe information held on your credit report summarises your credit history, and plays a major role in the decisions lenders make when you apply for all…

Money Saving Ideas 17 Oct 2014

Watching football? Watch your wallet too!

For 99% of football fans, supporting your side is a tragic existence. Expectation and hope being the real killer – ‘This is our year for the league…’ ‘We’ll definitely stay up with this squad…’ ‘A new striker and we’ll turn…

Money Saving Ideas 5 Sep 2014

Raising money savvy kids

From the moment they’re born, children learn at a rapid pace. From learning to walk and talk to making their own bed and developing good manners, they are forever picking up new skills. But when it comes to being financially…

Money Saving Ideas 1 Sep 2014

A* BACK-TO-SCHOOL BUDGETING

Kitting out the kids ready for the new school year can be an expensive process, especially if you have more than one child of school age.After an expensive six weeks of summer trying to keep the family entertained, you may…

Money Saving Ideas 29 Aug 2014

Goin’ to the chapel

Weddings, and all the traditions and celebrations that go along with them, are no longer just an expense for the bride and groom – they can also make a sizeable dent in the guest’s pockets too.What with the gift, travel, and finding…

Money Saving Ideas 22 Aug 2014

Clever cleaning

All of those bottles under the kitchen sink can cost households some serious money when you add them all up.Bleaches, window cleaners, stain removers, polishes, you name it – buying branded cleaning products can be a costly business, especially when…

Money Saving Ideas 18 Aug 2014

How to do a date night on a budget

With all the stresses and strains of modern life, it’s no surprise that many of us get a bit lax when it comes to spending time with partners. Whether you’re one of the organised couples who regularly go out, or…

Money Saving Ideas 15 Aug 2014

Our life in debt (part three)

In the final article in our living life in debt series, we catch up with John Putland who is enjoying a debt free life after completing his plan in January 2014 after eight years.John got into financial difficulties when his relationship broke…

Money Saving Ideas 11 Aug 2014

Our life in debt

This week, we are focusing on three PayPlan clients who are each at different stages of their debt plans as they share the highs and lows, surprises and challenges they have faced while paying back their debt through a debt management plan (DMP) Christine’s…

Money Saving Ideas 4 Aug 2014

Day in the life of a case officer

Kirsty Sumner – Bespoke Case Officer In the first of our ‘day in the life’ series, we take a closer look at what the role of a case officer in the Bespoke Solutions department entails, as Kirsty Sumner gives us a…

Money Saving Ideas 28 Jul 2014

How to make your Euros last longer on holiday

You’re all packed and your holiday is paid for, but how do you make sure your spending doesn’t spiral out of control when you reach your destination?Once you’ve decided how much money you’re taking on your trip, set a budget so…

Money Saving Ideas 15 Jul 2014

Help your child excel at school for free

(and in a way they’ll enjoy!)Children today face more distractions than ever before when it comes to studying outside of the school grounds. The World Wide Web especially provides an endless array of sites, games and social media that are…

Money Saving Ideas 25 Jun 2014

Pound to pocket

It’s never been tougher financially for families.The recent recession has meant many of us have had to cut back on our spending where we can and often that can lead to questions about whether to give your children pocket money.Is…

Money Saving Ideas 11 Jun 2014

Fathers first

It’s that time of year again when we get the chance to show our dear dads just how much they mean to us by lavishing them with love - and gifts! For those who read my Gifts of Love blog…