Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Keep The Kids Entertained This October Half-Term
Money Saving Ideas 11 Oct 2017

Keep The Kids Entertained This October Half-Term

It only seems like five minutes ago since the summer holidays, but we’re now fast approaching the half-term break. Although we love spending time with the kids, even a week off can prove pricey when you take into account childcare,…

What Financial Help Is Available If You Have Mental Health Problems?
Living in Debt 10 Oct 2017

What Financial Help Is Available If You Have Mental Health Problems?

You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…

Money Saving Ideas 3 Oct 2017

Buy to Save: The Purchases That Keep You Quids In

While we’re not encouraging you to go out and splash the cash, there are times when a little investment really pays off. Those of us on a budget know that a big supermarket shop is less expensive than multiple trips…

In other news 15 Sep 2017

How to improve your credit rating

Your credit rating reflects your creditworthiness — essentially, how reliable you are as a borrower.A good credit rating means you’ve managed credit well in the past and you’re more likely to qualify for cheaper interest rates as well as access…

In other news 15 Sep 2017

What Is Bad Debt?

Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the…

In other news 15 Sep 2017

What is the UK’s National Debt?

Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday…

Current Vacancies – Pack Takers
In other news 3 Jul 2017

Current Vacancies – Pack Takers

 Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are…

Living in Debt 29 Jun 2017

How to tell your partner you’re in debt

Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just…

Debt Facts 21 Apr 2017

What is Britain’s attitude to debt in 2017?

We wanted to know exactly what the people of Britain thought about debt. And so, we asked 1,200 people about their thoughts on the matter, to discern just how serious our debt problem is or if we’ve got things under…

How to do Valentine’s Day on a budget
Money Saving Ideas 7 Feb 2017

How to do Valentine’s Day on a budget

The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day…

Our Christmas campaign revealed… #HappyNewYear
Living in Debt 12 Dec 2016

Our Christmas campaign revealed… #HappyNewYear

PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…

Easier ways to manage your money
Living in Debt 28 Nov 2016

Easier ways to manage your money

When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…

When should you seek expert help for your debts?
Living in Debt 21 Nov 2016

When should you seek expert help for your debts?

If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.

Perfect payments
In other news 2 Nov 2016

Perfect payments

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as…

Am I still liable for my debts?
Living in Debt 24 Oct 2016

Am I still liable for my debts?

We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common…