Jump to Main Content

Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Living in Debt 25 Sep 2017

Do men deal with debt?

It appears men are not really the ones who deal with finances at home. After a general survey of the Skint Dad Community Group, the consensus was that men either don’t have the time, cannot be bothered to deal with…

In other news 15 Sep 2017

How to improve your credit rating

Your credit rating reflects your creditworthiness — essentially, how reliable you are as a borrower.A good credit rating means you’ve managed credit well in the past and you’re more likely to qualify for cheaper interest rates as well as access…

In other news 15 Sep 2017

What Is Bad Debt?

Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the…

In other news 3 Jul 2017

Current Vacancies – Pack Takers

 Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are…

Living in Debt 29 Jun 2017

How to tell your partner you’re in debt

Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just…

Debt Facts 21 Apr 2017

What is Britain’s attitude to debt in 2017?

We wanted to know exactly what the people of Britain thought about debt. And so, we asked 1,200 people about their thoughts on the matter, to discern just how serious our debt problem is or if we’ve got things under…

Living in Debt 31 Mar 2017

I Hate to Admit That I Was Wrong

Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…

Money Saving Ideas 7 Feb 2017

How to do Valentine’s Day on a budget

The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day…

Living in Debt 12 Dec 2016

Our Christmas campaign revealed… #HappyNewYear

PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…

Living in Debt 21 Nov 2016

When should you seek expert help for your debts?

If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.

In other news 2 Nov 2016

Perfect payments

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as…

Living in Debt 24 Oct 2016

Am I still liable for my debts?

We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common…

In other news 19 Oct 2016

Taxing times

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your…

Living in Debt 14 Oct 2016

An Unfortunate Week

We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…

In other news 5 Oct 2016

Spot the scams

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can…