Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
In other news
12 Jan 2018
Blue Monday – Looking after your mental health and beating the January blues
Living in Debt
21 Dec 2017
Case Study – Chris
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…
Living in Debt
20 Dec 2017
Kids Have to Deal with Debt too
Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the…
Living in Debt
17 Dec 2017
How to know when your debt is too much
For many of us, our list of outgoings usually feature some sort of debt repayment. It could be the mortgage on our home, a credit card bill or a personal loan. But while we understand debt is an everyday part…
Debt Facts
15 Dec 2017
What is a third party debt order?
As soon as you hear the word court, alarm bells may start to ring. But if the court system is involved in your debt struggles, it’s important to understand the facts and keep a level head.If you are late on…
Money Management
13 Dec 2017
Getting Savvy About Priority Debts
No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge. When money is tight we might find ourselves having to make a decision about which bills we…
Money Management
11 Dec 2017
Looking After The Pennies in 2018
In other news
8 Dec 2017
Festive Opening Hours
If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening…
Money Management
29 Nov 2017
The Rainy Day Fund
Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…
Money Saving Ideas
13 Nov 2017
How to save money on food bills this festive season
With the festive season nearly upon us, and with one of the biggest expenses over the season down to the food we indulge in, so we’ve decided to write up a few ideas on how to cut the food bill…
Money Management
8 Nov 2017
How To Save A Little Each Day
You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…
Industry News
2 Nov 2017
Interest rates hikes set to hit struggling homeowners hard
Households on variable rate mortgages with the lowest levels of disposable income are at risk of sinking further into debt if interest rates increase by 0.25 per cent.PayPlan has warned that even this modest rise could have a ‘devastating’ impact…
Money Saving Ideas
31 Oct 2017
A Healthy Holiday On A Healthy Budget
As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…
Industry News
26 Oct 2017
Nine in 10 homeowners are worried about rise in interest rates
Industry News
23 Oct 2017
In the news this week: Bills, borrowing and debts growing
Earlier this week the Financial Conduct Authority (FCA) warned of a pronounced build-up of debt among young people.
Money Saving Ideas
20 Oct 2017
Halloween Tips That Won’t Scare Your Bank Balance
With Halloween creeping up on us, it is time to start thinking about how to get yourself, and your home, dressed up and in the ghoulish spirit.
Client Stories
17 Oct 2017
Client Case Study – Dave
Dave (49) owed about £55,000 worth of debt to creditors when he reached out to PayPlan for help, over 10 years ago.
Money Saving Ideas
13 Oct 2017
Switching Bank Accounts: The Best Perks and Freebies
While the practice of switching providers to reduce your energy bills or mobile phone costs is well documented and commonly used, one easy money hack that is less commonly used is the process of switching bank accounts. There is always…
Money Saving Ideas
11 Oct 2017
Keep The Kids Entertained This October Half-Term
It only seems like five minutes ago since the summer holidays, but we’re now fast approaching the half-term break. Although we love spending time with the kids, even a week off can prove pricey when you take into account childcare,…
Living in Debt
10 Oct 2017
What Financial Help Is Available If You Have Mental Health Problems?
You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…