Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
News and Stories
7 Nov 2019
PayPlan study reveals the cost of Christmas for families across the UK
News and Stories
28 Oct 2019
Let’s talk debt and pensions during Talk Money Week 2019
What is Talk Money Week?Personal finance is often seen as a taboo subject but Talk Money Week is here to help break the stigma. Running from 18-22 November 2019, this year the campaign will be focused on pensions.Organised as part…
Debt Facts
25 Oct 2019
How often does your credit score change?
Your credit score is very important; it’s essentially the first thing that any potential lenders are going to look at when deciding whether or not you’re a reliable person to lend money to. If you’ve got a good score, you’ll…
In other news
21 Oct 2019
Filing For Divorce: What Costs are Involved?
Filing for divorce: What costs are involved? Separation is a stressful time for everyone involved, not least because of the financial pressure it brings. If divorce is the only way to go, you’ll need to account for any associated costs,…
Industry News
18 Oct 2019
PayPlan named Debt Advice Provider of the Year
The PayPlan team recently celebrated after being named the 2019 Debt Advice Provider of the Year at Credit Strategy’s industry leading Collections & Customer Service (CCS) Awards.Now in its thirteenth year, the CCS Awards champions outstanding achievements of organisations, teams…
In other news
17 Oct 2019
Can you be made redundant while your job still exists?
Being made redundant can be a stressful experience, and if you’ve got bills to pay and a family to look after it can be particularly distressing. Whilst there are many reasons for being made redundant, unfortunately it might be the…
Debt Facts
16 Oct 2019
What’s the Difference Between APR and AER?
Money Management
15 Oct 2019
How Do You Get a Car on Finance?
If you’re unable to fund buying a car outright, you may instead look to financing one instead. There are many different types of car finance, so it’s important to consider all your options before getting into an agreement you may…
Money Management
15 Oct 2019
How to protect yourself financially in a separation
It’s likely not going to be the first thing on your mind post-separation, but sorting out your financial situation quickly is essential after a breakup. If your separation didn’t happen under the best terms, acting quickly will give you the…
Debt Facts
14 Oct 2019
What is representative APR?
Whenever you apply for a loan or finance, you’ll come across the term APR, which stands for Annual Percentage Rate. If you borrow any money, the APR is simply the amount of interest that’ll be added to the total amount…
News and Stories
11 Oct 2019
What impact are Buy Now, Pay Later schemes having on consumers?
What is a buy now, pay later scheme?Buy now, pay later (BNPL) schemes are offered to customers at the point of purchase to allow them to spread the cost of what they are buying. Some retailers offer these services in-house…
Money Management
9 Oct 2019
Redundancy Pay: What Are You Entitled To?
What is redundancy? Redundancy is defined as an employer terminating a job role. This is usually done either because the job is no longer needed, or the employer needs to trim down the workforce. Being made redundant is often overwhelming.…
Competitions
9 Oct 2019
Talking Money Matters on World Mental Health Day
World Mental Health Day takes place on 10th October 2019. Results from a recent PayPlan survey, along with advice from the Samaritans, highlight the importance of seeking money advice sooner to try and support mental health problems. What is World Mental…
Industry News
9 Oct 2019
What is a Challenger Bank?
Money Management
8 Oct 2019
Stag do’s don’t have to be dear
Waving goodbye to one of your comrades as they take the well-trodden walk into matrimony can be a difficult experience, with the prospect of frequent 4am finishes and afternoons organised around Soccer Saturday firmly becoming a thing of the past.…
Money Management
12 Sep 2019
Be Mindful of your Money this Pension Awareness Day
What is Pension Awareness Day? Pension Awareness Day is an event that aims to promote the importance of saving for the future. Launched in 2014 by Pension Geeks, the initiative offers online and face-to-face advice for people to find out…
News and Stories
10 Sep 2019
Shout: Supporting People in Crisis
In recognition of World Suicide Prevention Day, we’re speaking to PayPlan Team Leader and ‘Shout’ volunteer Laura Evans. We sat down with Laura to find out more about how Shout offers support to people in crisis. Hi Laura, what can…
Living in Debt
10 Sep 2019
Samaritans and PayPlan talk on suicide prevention
Every year in September, organisations around the world campaign to raise awareness of suicide prevention for World Suicide Prevention Day. That’s why we’ve teamed up with the Samaritans to talk about suicide prevention ready for #WorldSuicidePreventionDay. Why is it important…
Living in Debt
3 Sep 2019
Do students in the UK have a gambling problem?
Being a student can be incredibly expensive. You’ve got to pay for accommodation, shopping, food and a host of other expenses. For those who’re living away from home for the first time, this can be a pretty big shock to…
Money Management
16 Aug 2019
The Rising Cost of The Summer Holidays
The summer holidays should be one of the happiest times of the year for families. Children are set free from their school routine for six weeks, giving parents the chance the chance to enjoy some quality family time on days…