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Living in Debt 25 Mar 2019

How to Get Out of Debt and Spring Clean Your Finances

The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying…

Money Management 18 Jan 2019

Consolidating credit card debt – our top 5 tips

Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…

In other news 11 Jan 2019

Big Energy Saving Week – how could you save money on bills?

What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…

Money Saving Ideas 3 Jan 2019

Dry January: reduce alcohol & increase your bank balance!

A survey from Experian found that the average Briton spends over 0 on alcohol, food and drink for Christmas. This total includes an average £53 spend on topping up the drinks cabinet at home! Dry January may be just the…

Money Saving Ideas 20 Dec 2018

Your Guide to Boxing Day Leftovers

Christmas is a time for family, friends and food. We Brits love a Christmas dinner, but we’re also keen on Boxing Day leftovers…or are we?It’d be so easy to go out after Christmas, and dine in pubs and restaurants, but…

Money Saving Ideas 6 Jul 2018

Ways to save the environment and save money!

There is a lot in the news at the moment about how we are all using too much plastic and the need to cut down in order to save our oceans and the planet. You may think that cutting down…

Money Saving Ideas 8 Feb 2018

Six Tips for Saving Money During Half Term

Today our guest blog is from Charli, who writes over at One Wage Family, here she gives us her top tips for saving money with the kids over half term! Another half term is nearly upon us and that means…

Money Saving Ideas 13 Nov 2017

How to save money on food bills this festive season

With the festive season nearly upon us, and with one of the biggest expenses over the season down to the food we indulge in, so we’ve decided to write up a few ideas on how to cut the food bill…

Money Saving Ideas 31 Oct 2017

A Healthy Holiday On A Healthy Budget

As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…

Money Saving Ideas 13 Oct 2017

Switching Bank Accounts: The Best Perks and Freebies

While the practice of switching providers to reduce your energy bills or mobile phone costs is well documented and commonly used, one easy money hack that is less commonly used is the process of switching bank accounts. There is always…

Money Saving Ideas 3 Oct 2017

Buy to Save: The Purchases That Keep You Quids In

While we’re not encouraging you to go out and splash the cash, there are times when a little investment really pays off. Those of us on a budget know that a big supermarket shop is less expensive than multiple trips…

Money Saving Ideas 7 Feb 2017

How to do Valentine’s Day on a budget

The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day…

Living in Debt 10 Mar 2016

PayPlan’s new debt tool: Diagnose Your Debt

PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how…

Money Saving Ideas 29 Sep 2015

Top Tips for Curbing your Daily Spending Habits

It doesn’t matter how many big money decisions you make or how many tough choices you take to get your debt under control: if you’re spending too much on day-to-day stuff then you’ll struggle to fix your finances. A coffee,…

Money Saving Ideas 3 May 2015

Style Your Home Without Breaking The Bank

Each month we are doing a cost cutting feature on the blog. This month we look at how you could refurbish your home without breaking the bank.