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In other news 2 Mar 2021

From one budget, to another

The 2021 Budget is a time for government to set out their spending plans for the year ahead. But, much like the rest of the year, the nation’s ongoing health and finances crisis is likely to take centre stage.So, to…

Money Saving Ideas 6 Jan 2021

Avoiding The New Year Debt Hangover

Jane Clack, Money Advice Consultant at PayPlan, shares her best tips and tricks to help you avoid the dreaded New Year debt hangover… It’s safe to say that 2020 hasn’t been easy for any of us, but there’s light at…

Money Saving Ideas 21 Sep 2020

Your Guide to Saving Money at Lunchtime

One of the UK’s top money saving brands, vouchercloud, discovered that making lunch at home could save you around £1,300 a year.Their survey revealed that 62% of British workers chose to purchase their lunch during the week, costing over £1,800…

In other news 10 Aug 2020

Take stock of your financial wellbeing this summer

We’ve known for quite a while that this summer will be different. This, perhaps, quieter and closer to home summer does give us the chance to take stock of our current habits, such as how we spend our money and why. Financial…

Money Saving Ideas 7 Apr 2020

Top tips to cut costs during Coronavirus

To help you budget better in these uncertain times, we’ve compiled a handy list of the ways you could save on your everyday outgoings.Check out your subscriptionsWhether you’re a gym buff, a film fanatic or a sporting supremo, you may…

Living in Debt 3 Dec 2019

5 Ways to Make Christmas More Affordable

Christmas might still be six weeks away but it is an expensive time of year - a time when a lot of people start to feel overwhelmed by the costs and turn to credit for help. This week's blog post…

Money Saving Ideas 26 Nov 2019

Cheap holiday ideas for 2020

Going back to work and facing reality again after some time off at Christmas can give even the most positive person cause to feel a bit down. It’s understandable, then, that the months after Christmas are some of the most…

Money Saving Ideas 26 Nov 2019

How to budget in 2020

The new year symbolizes a fresh start and a chance to make changes in your life. You may feel the pinch after a period of heavy Christmas spending, and, given the current financial and political climate, it’s easy to be…

Debt Facts 14 Nov 2019

How to Save Money This Christmas & Avoid the Debt Hangover in 2020

Christmas is a time when spending can easily get out of control. Even if you haven’t been extravagant, it takes a lot of planning and budgeting to avoid the January Christmas debt hangover. In January last year, around 7.9 million people…

Money Management 8 Oct 2019

Stag do’s don’t have to be dear

Waving goodbye to one of your comrades as they take the well-trodden walk into matrimony can be a difficult experience, with the prospect of frequent 4am finishes and afternoons organised around Soccer Saturday firmly becoming a thing of the past.…

Money Saving Ideas 18 Jun 2019

Get to Grips With Your Food Shop

GET TO GRIPS WITH YOUR FOOD SHOP The chances are, food shopping accounts for a large chunk of your household spending. Of course, everyone has to eat – but right now you might be shelling out much more than you…

Money Saving Ideas 20 May 2019

Top 5 Tips to Save Energy at Home

According to the UK’s energy regulator, the average household spent around £1123 a year on both gas & electricity in 2017(most recent estimate). In addition, energy bills are likely to rise by more than £100 for 15m households. Coupled with…

Living in Debt 25 Mar 2019

How to Get Out of Debt and Spring Clean Your Finances

The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying…

Money Management 18 Jan 2019

Consolidating credit card debt – our top 5 tips

Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…

In other news 11 Jan 2019

Big Energy Saving Week – how could you save money on bills?

What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…

Money Saving Ideas 3 Jan 2019

Dry January: reduce alcohol & increase your bank balance!

A survey from Experian found that the average Briton spends over 0 on alcohol, food and drink for Christmas. This total includes an average £53 spend on topping up the drinks cabinet at home! Dry January may be just the…

Money Saving Ideas 20 Dec 2018

Your Guide to Boxing Day Leftovers

Christmas is a time for family, friends and food. We Brits love a Christmas dinner, but we’re also keen on Boxing Day leftovers…or are we?It’d be so easy to go out after Christmas, and dine in pubs and restaurants, but…