Consolidating credit card debt – our top 5 tips
Money Management 18 Jan 2019

Consolidating credit card debt – our top 5 tips

Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…

Big Energy Saving Week – how could you save money on bills?
In other news 11 Jan 2019

Big Energy Saving Week – how could you save money on bills?

What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…

Our favourite cheap food items!
Money Management 23 Apr 2018

Our favourite cheap food items!

If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…

Our Debt Heroes Top Tips on Budgeting and Saving Money
Money Management 10 Apr 2018

Our Debt Heroes Top Tips on Budgeting and Saving Money

Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties. We caught up with our Debt Heroes and asked them what top tips they follow…

A guide to getting rid of your credit card debt
Money Management 8 Mar 2018

A guide to getting rid of your credit card debt

Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…

A guide to paying off your overdraft debt
Money Management 6 Feb 2018

A guide to paying off your overdraft debt

Many of us dip into our overdraft before payday and sometimes – if the month has been a particularly busy one or if any unexpected payments have surfaced – this means what we do receive from our wages could quickly…

Five easy ways to keep your money in check
Money Management 23 Jan 2018

Five easy ways to keep your money in check

It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…

Can and should you pay your mortgage with a credit card?
Money Management 19 Jan 2018

Can and should you pay your mortgage with a credit card?

A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this:  Can…

Getting Savvy About Priority Debts
Money Management 13 Dec 2017

Getting Savvy About Priority Debts

No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge.When money is tight we might find ourselves having to make a decision about which bills we can…

Looking After The Pennies in 2018
Money Management 11 Dec 2017

Looking After The Pennies in 2018

This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.

The Rainy Day Fund
Money Management 29 Nov 2017

The Rainy Day Fund

Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…

Our Christmas campaign revealed… #HappyNewYear
Living in Debt 12 Dec 2016

Our Christmas campaign revealed… #HappyNewYear

PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…

Easier ways to manage your money
Living in Debt 28 Nov 2016

Easier ways to manage your money

When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…

An Unfortunate Week
Living in Debt 14 Oct 2016

An Unfortunate Week

We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…

Staying out of debt
Money Management 8 Aug 2016

Staying out of debt

It can be such a relief once you make your final payment to your creditors and you can finally say you are debt free. However it can also be an overwhelming period. Today's blog post looks at the aftermath of…

Creating a debt plan: What you need to know
Money Management 21 Jun 2016

Creating a debt plan: What you need to know

The first step to getting your finances under control is to create a debt plan. Whether that's done on your own by looking at your budget or whether that's done with the help of a debt solution, today's post will…