consolidating-credit-card-debt
Big Energy Saving Week – how could you save money on bills?
In other news 11 Jan 2019

Big Energy Saving Week – how could you save money on bills?

What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…

Our favourite cheap food items!
Money Management 23 Apr 2018

Our favourite cheap food items!

If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…

Our Debt Heroes Top Tips on Budgeting and Saving Money
Money Management 10 Apr 2018

Our Debt Heroes Top Tips on Budgeting and Saving Money

Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties. We caught up with our Debt Heroes and asked them what top tips they follow…

A guide to getting rid of your credit card debt
Money Management 8 Mar 2018

A guide to getting rid of your credit card debt

Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…

Avoid the ‘invisible money’ trap
Money Management 23 Feb 2018

Avoid the ‘invisible money’ trap

Most of us are so used to flashing the plastic at the till and online that we rarely give it a second thought. Of course, credit cards are useful for household budgeting, helping you to spread the cost of big-ticket…

Five easy ways to keep your money in check
Money Management 23 Jan 2018

Five easy ways to keep your money in check

It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…

Can and should you pay your mortgage with a credit card?
Money Management 19 Jan 2018

Can and should you pay your mortgage with a credit card?

A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this:  Can…

Getting Savvy About Priority Debts
Money Management 13 Dec 2017

Getting Savvy About Priority Debts

No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge.When money is tight we might find ourselves having to make a decision about which bills we can…

Looking After The Pennies in 2018
Money Management 11 Dec 2017

Looking After The Pennies in 2018

This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.

The Rainy Day Fund
Money Management 29 Nov 2017

The Rainy Day Fund

Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…

How To Save A Little Each Day
Money Management 8 Nov 2017

How To Save A Little Each Day

You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…

Easier ways to manage your money
Living in Debt 28 Nov 2016

Easier ways to manage your money

When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…

An Unfortunate Week
Living in Debt 14 Oct 2016

An Unfortunate Week

We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…

Staying out of debt
Money Management 8 Aug 2016

Staying out of debt

It can be such a relief once you make your final payment to your creditors and you can finally say you are debt free. However it can also be an overwhelming period. Today's blog post looks at the aftermath of…

Creating a debt plan: What you need to know
Money Management 21 Jun 2016

Creating a debt plan: What you need to know

The first step to getting your finances under control is to create a debt plan. Whether that's done on your own by looking at your budget or whether that's done with the help of a debt solution, today's post will…

Managing your finances: A guide to budgeting
Money Management 24 May 2016

Managing your finances: A guide to budgeting

Working out a monthly or weekly budget means you have a much clearer idea of how much money is coming in and going out. This can be the difference between gradually falling further into debt and managing to make your…