Living in Debt
10 May 2019
Debt Facts
10 May 2019
How long does it take to improve credit score?
Having a low credit score affects your ability to take out credit. You can always improve your credit score, but you’ll need to take some steps to achieve this.What is a credit score?A credit score is a numerical rating given…
Industry News
3 May 2019
Couples who make a claim for pension credit NOW could save up to £7,280* per year
Pension credit is changing as of May 15th 2019Are you living with a partner? Is one of you aged over 65 and the other under 65? If so, then there could be some big changes happening with any new pension…
Living in Debt
25 Mar 2019
How to Get Out of Debt and Spring Clean Your Finances
The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying…
Money Management
18 Jan 2019
Consolidating credit card debt – our top 5 tips
Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…
In other news
11 Jan 2019
Big Energy Saving Week – how could you save money on bills?
What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…
Money Management
23 Apr 2018
Our favourite cheap food items!
Money Management
10 Apr 2018
Our Debt Heroes Top Tips on Budgeting and Saving Money
Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties.We caught up with our Debt Heroes and asked them what top tips they follow at…
Money Management
8 Mar 2018
A guide to getting rid of your credit card debt
Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…
Money Management
23 Feb 2018
Avoid the ‘invisible money’ trap
Most of us are so used to flashing the plastic at the till and online that we rarely give it a second thought. Of course, credit cards are useful for household budgeting, helping you to spread the cost of big-ticket…
Money Management
6 Feb 2018
A guide to paying off your overdraft debt
Many of us dip into our overdraft before payday and sometimes – if the month has been a particularly busy one or if any unexpected payments have surfaced – this means what we do receive from our wages could quickly…
Money Management
23 Jan 2018
Five easy ways to keep your money in check
It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…
Money Management
19 Jan 2018
Can and should you pay your mortgage with a credit card?
A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this: Can…
Money Management
13 Dec 2017
Getting Savvy About Priority Debts
Money Management
11 Dec 2017
Looking After The Pennies in 2018
This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.
Money Management
29 Nov 2017
The Rainy Day Fund
Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…
Money Management
8 Nov 2017
How To Save A Little Each Day
You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…
Living in Debt
12 Dec 2016
Our Christmas campaign revealed… #HappyNewYear
PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…
Living in Debt
28 Nov 2016
Easier ways to manage your money
When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…
Living in Debt
14 Oct 2016
An Unfortunate Week
We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…