Money Management
18 Jun 2019
Money Management
18 Jun 2019
How to Cancel A Direct Debit
What is a Direct Debit?A Direct Debit is form of payment authorised by the Financial Conduct Authority (FCA). It involves a set amount being transferred from one bank account to another on an agreed date.Direct Debits are typically used to…
Money Management
6 Jun 2019
How to Reduce Your Spending
There are many reasons why we might want to reduce our spending. Some of us might live on a tight budget, and need to cut down on spending for essential items without borrowing more money. Others might want to cut…
Money Management
23 May 2019
Five steps to helping self-employed clients with debt advice
With the number of self-employed individuals at record levels, Nick Payne, Insolvency Practitioner at free debt advice provider PayPlan Bespoke Solutions Limited, explains how self-employed clients need a tailored approach. The BBC has reported that the number of self-employed workers…
Living in Debt
10 May 2019
Budgeting with a Debt Management Plan
What is a DMP? A Debt Management Plan, or DMP for short, is an informal arrangement between you and your creditors. Although not a legally binding agreement, firms who set up Debt Management Plans need to be authorised and regulated…
Debt Facts
10 May 2019
How long does it take to improve credit score?
Having a low credit score affects your ability to take out credit. You can always improve your credit score, but you’ll need to take some steps to achieve this.What is a credit score?A credit score is a numerical rating given…
Industry News
3 May 2019
Couples who make a claim for pension credit NOW could save up to £7,280* per year
Living in Debt
25 Mar 2019
How to Get Out of Debt and Spring Clean Your Finances
The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying…
Money Management
18 Jan 2019
Consolidating credit card debt – our top 5 tips
Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…
In other news
11 Jan 2019
Big Energy Saving Week – how could you save money on bills?
What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…
Money Management
23 Apr 2018
Our favourite cheap food items!
If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…
Money Management
10 Apr 2018
Our Debt Heroes Top Tips on Budgeting and Saving Money
Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties.We caught up with our Debt Heroes and asked them what top tips they follow at…
Money Management
8 Mar 2018
A guide to getting rid of your credit card debt
Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…
Money Management
23 Feb 2018
Avoid the ‘invisible money’ trap
Money Management
6 Feb 2018
A guide to paying off your overdraft debt
Many of us dip into our overdraft before payday and sometimes – if the month has been a particularly busy one or if any unexpected payments have surfaced – this means what we do receive from our wages could quickly…
Money Management
23 Jan 2018
Five easy ways to keep your money in check
It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…
Money Management
19 Jan 2018
Can and should you pay your mortgage with a credit card?
A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this: Can…
Money Management
13 Dec 2017
Getting Savvy About Priority Debts
No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge.When money is tight we might find ourselves having to make a decision about which bills we can…
Money Management
11 Dec 2017
Looking After The Pennies in 2018
This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.
Money Management
29 Nov 2017
The Rainy Day Fund
Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…