What happens to my debt if I lose my job?
Being made redundant or losing your job is always stressful and upsetting and can massively affect your mental health. If you also have debt to worry about, it’s an even more difficult situation to get through, and you’ll no doubt…
Will my partner’s debt affect my credit score?
If your credit score is important to you, or you wish to take out credit at any point in the future, knowing what can affect your credit score is essential.Depending on your financial ties, your partner’s credit score and debts…
£300 cost of living payments in November – what you need to know
Between 31st October and 19th November 2023, millions of low-income households will receive a £300 cost of living payment from the UK government to help with rising bills this winter.This is the second instalment of three payments, which will total…
How can UK Savings Week help you start building a better future?
What is UK Savings Week?UK Savings Week was launched in 2022 and is supported by The Buildings Society Association, the trade body of UK building societies and seven large credit unions. The idea behind the week is to raise awareness…
Rising interest rates – what does it mean?
Following the recent news that interest rates in the UK are increasing for an eleventh consecutive time, you may feel confused or worried – but we’re here to help. In this post, we’ll explain why it’s happened, how it’ll affect…
Tips to help you tick off your Christmas shopping for as little as possible
Understanding your gas or electricity bill
We know making sense of gas and electricity bills and statements can be difficult, especially when you’re already feeling concerned about price rises. We’ve pulled together some information on what you can expect to see within a typical bill.
Coming to terms with rising energy prices
We know the April energy price cap rise was extremely worrying for many people, and with rises in October and January expected, things may seem worrying, so it’s important you know where to turn ahead of the changes.
Where to find extra support with household, healthcare, legal and funeral costs
In our previous ‘What you could be entitled to’ blogs, we’ve referred to specific benefits you could be receiving, but there are other costs you could get help with too. We’ve put together a summary of the support you could…
Financial support for help with home and utilities costs
Whether you’re a homeowner or a tenant, it’s important to know what support is out there to help you if you’re struggling financially. This blog takes a look at some of the areas you could look into if you feel…
Available support if you’re struggling with debt and mental health
When we speak to clients, they often say that making that first step to contact us is the hardest, but once they have, they start to feel like a weight has been lifted from their shoulders. There’s also lot of…
All about Universal Credit and whether you’re entitled to claim
There are several benefits which you could be entitled to so it’s worth checking your eligibility. We've put together an outline of Universal Credit and the different elements you could be entitled to.
Available financial support for carers and those they care for
Ways to save money using your tax relief entitlements
Over 32 million people in the UK pay tax each year*, but many aren’t aware of the Income Tax relief they could be entitled to. We’ve put together a list of tax relief elements that you could claim, which could…
Don’t forget to take your gas and electricity meter readings on 31 March!
Make sure you put a date in your diary for National Meter Reading Day on 31 March. The OFGEM energy price cap is increasing on 1 April. If you pay for your energy by direct debit, it’s important you submit…
Top tips to keep your home warm and reduce your energy bills
Living costs are rising and we know this is a real worry for a lot of people, particularly when it comes to rising energy prices. We’ve compiled some top tips to help you make your home more energy efficient and…
Ten tips for cutting your energy bill
A lot of households are finding their money is being stretched due to increasing living costs and soaring energy prices. There are some simple changes you can make to your daily activities though which could save you a lot of…
Spring cleaning your finances doesn’t have to be a chore!
Spring is the season of new beginnings! For many of us, this means embracing tradition with a good clear out and spring clean – but knowing where to start can be overwhelming. Instead of tackling everything at once, try doing…
What to do if you’re a student worried about your finances
Many people who find themselves in financial difficulty start with small, manageable amounts of credit that quickly get out of control. So, what happens if you’re already in debt and need some extra help? We appreciate being in debt can…