What Is Bad Debt?
Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the…
What is the UK’s National Debt?
Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday…
Current Vacancies – Pack Takers
Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are…
Perfect payments
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as…
Taxing times
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your…
Spot the scams
Self-employment surge
There are now a record 4.8 million self-employed people in the UK as more and more people opt to go it alone. We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides about…
How does a relationship reunion affect your child maintenance agreement?
In our latest debt research, we discovered 71.6% of single parents were struggling financially. As a result PayPlan have launched a campaign to raise awareness of child maintenance - you can find out more about this in this week's blog…
Xmas past, Xmas presents…
Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was…
When are we open over the festive season 2015-2016?
Like most people, we’re taking a bit of a break over the festive season, so our opening hours are changing slightly. If you’re a new client and you need debt help, check out below when our Helpline is open. If…
The state of holiday spending
The festive season is here. It’s time to enjoy quality time with friends and family, wrap up the year at work, party, and of course spend spend spend. For many of us, Christmas is the time of year where our…
Prepaid debit cards
Are prepaid debit cards a viable alternative to a ‘traditional’ basic bank account?If you’re in the process of sorting out a debt solution, you may need to think about switching bank accounts – this is especially important to consider if…
How will the new Tory government affect your wallet?
Worried about an interest rate rise?
Worried about how a rise in interest rates could affect you? No one knows exactly when it’s going to happen but take a minute to ask yourself whether you are prepared for when they eventually do? If not, don’t worry as…