Court Action – Charging Orders

A Charging Order is where an unsecured creditor secures the amount owing to them on your property. This is done through the courts, just like with a CCJ.

Court Action – Attachment of Earnings

An Attachment of Earnings (or AOE) is where your creditor applies through the court to be paid directly from your wages in order to guarantee their money. If the AOE is granted then your employer will be notified and each…

Court Action – County Court Judgments

A CCJ is where the creditor or claimant attempts to reclaim the money that is owed to them by going through the County Courts.

Default Notices

People often get very worried if they receive a default notice through the door. Today I want to go through what they are and what you need to do so hopefully you needn't worry in the future.

Bankruptcy: What does it mean?

For todays instalment I am going to be talking about bankruptcy. I want to continue on with the journey of making everyone savvy with all issues relating to debt and getting out of it. Bankruptcy is usually thought of as…

5 Ways To Save On Your Fuel Consumption

5 tips to cut the costs of your fuel bill With fuel prices set to increase, why not follow Payplan’s money saving tips to help reduce your petrol or diesel costs. 1. Find the cheapest petrol near you You can find the cheapest…

5 Ways to Cut Your Bills

Can you cut your bills? The following bill cutting tips could help you save money on your monthly outgoings. Click here for further budgeting advice 1. Cut your TV package Ask yourself this question; do you really watch all the…

Budgeting Loans from the Social Fund

Low-income? (Information on this page is taken from Direct.gov.uk) If you’re on a low income and need help with certain important costs, you may be able to get an interest-free Budgeting Loan from the Social Fund that you pay back.…

Government ‘must act urgently’ to regulate debt management industry that will cost consumers £¼bn in 2010

£¼ billion bill to consumers in 2010 New research published today says that consumers will be hit with a bill of over £¼ billion in 2010 in set up and management fees to ‘debt management plan’ (DMP) providers despite the…

Prioritise Your Costs and Debts in 2010

04 January 2010 Are you struggling to manage your bills at the beginning of what could be a tough year? If so, understanding, prioritising and managing your monthly costs and debts could give you a financial head-start in 2010.

5 Money Saving Tips to Help Your Cash Budget

Five Money Saving Tips Many of us have noticed the recent rise yet again in fuel prices at the pump, which, according to the AA, are now at their highest in 2009. Now is therefore a good a time as…

Debt Counsellor Of The Year – Credit Today Awards 2009

Grantham, UK 19 May 2009 - Payplan's specialist money adviser Diane Watson, has been voted 'Debt Counsellor of the Year' award by Credit Today awards in London. The judges recognised her twelve years experience and debt counselling expertise - and…

The Homeowner Mortgage Support Scheme

Tuesday 21st April 2009 saw the launch of a new government backed initiative that is intended to provide greater assurance to homeowners that they will be able to remain in their homes

Debt In 2009 & Latest Insolvency Figures

07 November 2008 - Payplan Media Release Payplan clients are £650 per month short of their financial commitments, and many put off getting debt help for far too long. Following today's Insolvency Figures, Payplan predicts 2009 will force many people…

Help For Fuel Bills Demanded By UK Charities

Fuel Bill Help Urgently Needed Due to Gas/Electricity Bills Rise Government help for fuel bills has been demanded by consumer groups and charities following yet further announcements from two more leading energy providers explaining the increase in fuel prices for their…

Problems Opening A New Basic Bank Account?

Debt Question Of The WeekI have been trying to open a new cash card account at the bank but they keep telling me I can’t have a basic bank account and that I must apply for a current one. Do…

Beware IVA Debt Advice from TV Adverts

Unscrupulous IVA Advice As the ‘credit crunch’ begins to bite and traditional avenues to additional credit are closing off or becoming cost-prohibitive to many, unscrupulous up front fee charging IVA providers are circling to make sure they get their share…