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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Industry News 17 Mar 2025

Debt Awareness Week 2025: Breaking the stigma

This year, Debt Awareness Week is supporting those facing debt to act and improve their financial wellbeing.The awareness week, which runs from March 24th to March 30th, was created to challenge the stigma surrounding debt and to encourage open conversations…

News and Stories 13 Mar 2025

The UK housing crisis: Understanding the pressure and finding support

Did you know that, according to Shelter, 67% of people in England have experienced some form of housing pressure in the past year?Whether it’s struggling to pay the rent, keeping up with mortgage payments, or worrying about eviction, financial stability…

Money Saving Ideas 12 Feb 2025

Valentine’s Day spending trends reveal growing financial pressures

Valentine’s Day spending trends reveal growing financial pressures. In 2025, it’s estimated that over half of the UK population (53%) plan to spend money this Valentine’s Day[1].It’s expected that over £1.5bn will be spent in total, with the average person…

News and Stories 17 Jan 2025

Big Energy Saving Week 2025

Today marks the start of Big Energy Saving Week!  Alongside other organisations, we’ll be sharing some great tips on ways to save energy and money as we start the new year.There’s never been a better time to get smart about…

Money Saving Ideas 16 Jan 2025

How to save money during Veganuary

Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…

Money Saving Ideas 1 Jan 2025

January Sales – smart shopping tips to help you save money

Your inbox may already be full of January sale deals, promising unbeatable discounts and deals you just don’t want to miss. It can be the perfect time to pick up items you’ve had your eye on or even stock up…

News and Stories 23 Dec 2024

The financial impact of Christmas spending

For many, Christmas is a time of celebration, but it can also be a time of increased financial strain. Our data reflects this reality – in January 2024, we saw a 60% increase in visitors seeking debt advice through our…

Money Management 23 Dec 2024

How can I improve my financial health in the New Year?

So many people use the New Year to kick start a health plan and look after their bodies, but the New Year can also be the perfect opportunity to review your financial health.The holiday season is expensive, with food, presents,…

Money Saving Ideas 9 Dec 2024

How to cut down the costs of Christmas dinner and festive activities

How to cut down the costs of Christmas dinnerThe festive season can be especially stressful when you’re already dealing with debt. But, with a little creativity and planning, you can still enjoy a wonderful Christmas without overspending.In our third blog, we’ve come…

News and Stories 2 Dec 2024

Navigating the festive season after a loss

The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…

Money Saving Ideas 29 Nov 2024

How to save money on Christmas decorations this year

Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…

Money Saving Ideas 28 Nov 2024

Saving money on gifts this Christmas

The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…

Money Saving Ideas 13 Nov 2024

How to save money heating your home this winter

As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…

News and Stories 1 Nov 2024

Budget 2024: What does it mean for me?

This week, Chancellor Rachel Reeves announced new plans for how the country’s money will be spent and managed.We’ve broken down some of the key announcements and how it could affect your finances.Rises in National Minimum Wage and State PensionNational Minimum…

Industry News 31 Oct 2024

Getting people talking about money

Talking about money can be a great way to share tips and advice on best practices that you and your friends and family put in place to make the most of the income that you have.It can also encourage conversations…

Industry News 30 Oct 2024

Budget 2024: Everything you need to know

Chancellor Rachel Reeves is delivering her long-awaited budget – the first Labour Budget for 14 years. We’ll provide critical updates as and when they’re announced.You can watch here if you require British Sign Language coverage. National Minimum WageNational minimum wage to rise…

Money Saving Ideas 28 Oct 2024

How can I save money this Halloween?

Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…