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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Money Saving Ideas 16 Jan 2025

How to save money during Veganuary

Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…

News and Stories 10 Jan 2025

UK borrowing costs are rising, but what does it mean?

This year, UK borrowing costs have hit the highest level since 1998[1]. But how does this affect you?What are borrowing costs?Borrowing costs refer to the interest rates and fees you pay when borrowing money from lenders. These costs apply to…

Money Saving Ideas 1 Jan 2025

January Sales – smart shopping tips to help you save money

Your inbox may already be full of January sale deals, promising unbeatable discounts and deals you just don’t want to miss. It can be the perfect time to pick up items you’ve had your eye on or even stock up…

News and Stories 23 Dec 2024

The financial impact of Christmas spending

For many, Christmas is a time of celebration, but it can also be a time of increased financial strain. Our data reflects this reality – in January 2024, we saw a 60% increase in visitors seeking debt advice through our…

Money Management 23 Dec 2024

How can I improve my financial health in the New Year?

So many people use the New Year to kick start a health plan and look after their bodies, but the New Year can also be the perfect opportunity to review your financial health.The holiday season is expensive, with food, presents,…

News and Stories 2 Dec 2024

Navigating the festive season after a loss

The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…

Money Saving Ideas 29 Nov 2024

How to save money on Christmas decorations this year

Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…

News and Stories 29 Nov 2024

Don’t let a loan shark ruin your Christmas

We’ve joined forces with our partner, Illegal Money Lending Team (IMLT), to warn people about the dangers of borrowing from loan sharks in the run-up to Christmas.The IMLT is a national organisation, hosted by Birmingham City Council, that was set…

Money Saving Ideas 28 Nov 2024

Saving money on gifts this Christmas

The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…

Money Saving Ideas 13 Nov 2024

How to save money heating your home this winter

As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…

News and Stories 1 Nov 2024

Budget 2024: What does it mean for me?

This week, Chancellor Rachel Reeves announced new plans for how the country’s money will be spent and managed.We’ve broken down some of the key announcements and how it could affect your finances.Rises in National Minimum Wage and State PensionNational Minimum…

Industry News 30 Oct 2024

Budget 2024: Everything you need to know

Chancellor Rachel Reeves is delivering her long-awaited budget – the first Labour Budget for 14 years. We’ll provide critical updates as and when they’re announced.You can watch here if you require British Sign Language coverage. National Minimum WageNational minimum wage to rise…

Money Saving Ideas 28 Oct 2024

How can I save money this Halloween?

Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…

Money Saving Ideas 23 Oct 2024

How can I save money on my food shopping?

With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference — especially when it comes to the weekly food shop.Those rising food shop bills can feel overwhelming, but with…

Industry News 10 Oct 2024

PayPlan celebrates Employer of the Year award

We’re thrilled to announce that we’ve been awarded Silver Employer of the Year at the prestigious Women in Credit Awards 2024, sponsored by 4most. This recognition marks a significant achievement for our company as we continue to promote equality within…

Living in Debt 2 Oct 2024

What happens to debts after a bereavement?

Coping with practical matters after losing someone can be overwhelming, especially if you’re emotionally attached to the person. Sorting through their financial affairs might feel invasive, and it can be distressing if you uncover private matters like unpaid debts.If you’re…

Industry News 19 Sep 2024

PayPlan wins Debt Team of the Year at the Corporate Finance Awards 2024

PayPlan has been named Debt Team of the Year after a successful evening at the Corporate Finance Awards.The Corporate Finance Awards recognise the exceptional financial achievements of the UK’s mid-sized and larger companies, as well as the supplier organisations that…