Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Saving Ideas
9 Dec 2024
How to cut down the costs of Christmas dinner and festive activities
News and Stories
2 Dec 2024
Navigating the festive season after a loss
The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…
Money Saving Ideas
29 Nov 2024
How to save money on Christmas decorations this year
Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…
News and Stories
29 Nov 2024
Don’t let a loan shark ruin your Christmas
We’ve joined forces with our partner, Illegal Money Lending Team (IMLT), to warn people about the dangers of borrowing from loan sharks in the run-up to Christmas.The IMLT is a national organisation, hosted by Birmingham City Council, that was set…
Money Saving Ideas
28 Nov 2024
Saving money on gifts this Christmas
The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…
Money Saving Ideas
13 Nov 2024
How to save money heating your home this winter
As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…
News and Stories
1 Nov 2024
Budget 2024: What does it mean for me?
Industry News
31 Oct 2024
Getting people talking about money
Talking about money can be a great way to share tips and advice on best practices that you and your friends and family put in place to make the most of the income that you have.It can also encourage conversations…
Industry News
30 Oct 2024
Budget 2024: Everything you need to know
Chancellor Rachel Reeves is delivering her long-awaited budget – the first Labour Budget for 14 years. We’ll provide critical updates as and when they’re announced.You can watch here if you require British Sign Language coverage. National Minimum WageNational minimum wage to rise…
Money Saving Ideas
28 Oct 2024
How can I save money this Halloween?
Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…
Money Saving Ideas
23 Oct 2024
How can I save money on my food shopping?
With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference — especially when it comes to the weekly food shop.Those rising food shop bills can feel overwhelming, but with…
Industry News
10 Oct 2024
PayPlan celebrates Employer of the Year award
We’re thrilled to announce that we’ve been awarded Silver Employer of the Year at the prestigious Women in Credit Awards 2024, sponsored by 4most. This recognition marks a significant achievement for our company as we continue to promote equality within…
Living in Debt
2 Oct 2024
What happens to debts after a bereavement?
Coping with practical matters after losing someone can be overwhelming, especially if you’re emotionally attached to the person. Sorting through their financial affairs might feel invasive, and it can be distressing if you uncover private matters like unpaid debts.If you’re…
Industry News
19 Sep 2024
PayPlan wins Debt Team of the Year at the Corporate Finance Awards 2024
News and Stories
19 Sep 2024
How to check if you could pay less Council Tax
If you’re currently paying council tax for your home in England, depending on your circumstances you may be able to receive a discount or not pay it at all.You may be able to get:A discount, for example, for single-person occupancy…
News and Stories
16 Sep 2024
What funded childcare hours am I entitled to?
In England, depending on your circumstances, you may be able to get 15 or 30 hours of free childcare for your children aged nine months to four years old.The amount of childcare you may get depends on:Your child’s ageWhat your…
News and Stories
11 Sep 2024
Moving to Universal Credit: What you need to know as benefits and Tax Credits change
Universal Credit is a single monthly payment to help people on a low income with living costs.You’ll receive a letter in the post from the Department for Work and Pensions (DWP)It’s important that you don’t do anything until you receive…
Industry News
5 Sep 2024
World Suicide Prevention Day – raising awareness of suicide prevention
On the 10th of September every year, organisations and communities around the world come together to raise awareness of how we can create a world where fewer people die by suicide. The theme for 2024 is to Change The Narrative.Every…
News and Stories
29 Aug 2024
Financial settlements during a divorce or ending of a civil partnership
If you’re experiencing a divorce or dissolving a civil partnership, agreeing on how to split your finances can be a difficult situation to resolve.Some couples may be fortunate enough to be able to resolve matters amicably between themselves, while others…
News and Stories
12 Aug 2024
Everything you need to know about The Winter Fuel Payment
The Winter Fuel Payment is an annual payment from the government to help eligible people with their heating costs during the colder months. It’s usually between £100 and £300, depending on your circumstances.If you’re eligible, you’ll typically receive your payment…