Blog | Free Debt Advice

News and Stories 23 Dec 2024

The financial impact of Christmas spending

Money Management 23 Dec 2024

How can I improve my financial health in the New Year?

So many people use the New Year to kick start a health plan and look after their bodies, but the New Year can also be the perfect opportunity to review your financial health.The holiday season is expensive, with food, presents,…

Money Saving Ideas 9 Dec 2024

How to cut down the costs of Christmas dinner and festive activities

How to cut down the costs of Christmas dinnerThe festive season can be especially stressful when you’re already dealing with debt. But, with a little creativity and planning, you can still enjoy a wonderful Christmas without overspending.In our third blog, we’ve come…

News and Stories 2 Dec 2024

Navigating the festive season after a loss

The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…

Money Saving Ideas 29 Nov 2024

How to save money on Christmas decorations this year

Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…

News and Stories 29 Nov 2024

Don’t let a loan shark ruin your Christmas

We’ve joined forces with our partner, Illegal Money Lending Team (IMLT), to warn people about the dangers of borrowing from loan sharks in the run-up to Christmas.The IMLT is a national organisation, hosted by Birmingham City Council, that was set…

Money Saving Ideas 28 Nov 2024

Saving money on gifts this Christmas

Money Saving Ideas 13 Nov 2024

How to save money heating your home this winter

As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…

News and Stories 1 Nov 2024

Budget 2024: What does it mean for me?

This week, Chancellor Rachel Reeves announced new plans for how the country’s money will be spent and managed.We’ve broken down some of the key announcements and how it could affect your finances.Rises in National Minimum Wage and State PensionNational Minimum…

Industry News 31 Oct 2024

Getting people talking about money

Talking about money can be a great way to share tips and advice on best practices that you and your friends and family put in place to make the most of the income that you have.It can also encourage conversations…

Industry News 30 Oct 2024

Budget 2024: Everything you need to know

Chancellor Rachel Reeves is delivering her long-awaited budget – the first Labour Budget for 14 years. We’ll provide critical updates as and when they’re announced.You can watch here if you require British Sign Language coverage. National Minimum WageNational minimum wage to rise…

Money Saving Ideas 28 Oct 2024

How can I save money this Halloween?

Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…

Money Saving Ideas 23 Oct 2024

How can I save money on my food shopping?

With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference — especially when it comes to the weekly food shop.Those rising food shop bills can feel overwhelming, but with…

Industry News 10 Oct 2024

PayPlan celebrates Employer of the Year award

Living in Debt 2 Oct 2024

What happens to debts after a bereavement?

Coping with practical matters after losing someone can be overwhelming, especially if you’re emotionally attached to the person. Sorting through their financial affairs might feel invasive, and it can be distressing if you uncover private matters like unpaid debts.If you’re…

Industry News 19 Sep 2024

PayPlan wins Debt Team of the Year at the Corporate Finance Awards 2024

PayPlan has been named Debt Team of the Year after a successful evening at the Corporate Finance Awards.The Corporate Finance Awards recognise the exceptional financial achievements of the UK’s mid-sized and larger companies, as well as the supplier organisations that…

News and Stories 19 Sep 2024

Welcome to PayPlan’s debt advice blog!