Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Saving Ideas
12 Feb 2025
Valentine’s Day spending trends reveal growing financial pressures
News and Stories
17 Jan 2025
Big Energy Saving Week 2025
Today marks the start of Big Energy Saving Week! Alongside other organisations, we’ll be sharing some great tips on ways to save energy and money as we start the new year.There’s never been a better time to get smart about…
Money Saving Ideas
16 Jan 2025
How to save money during Veganuary
Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…
News and Stories
10 Jan 2025
UK borrowing costs are rising, but what does it mean?
This year, UK borrowing costs have hit the highest level since 1998 [1] But how does this affect you?. What are borrowing costs? Borrowing costs refer to the interest rates and fees you pay when borrowing money from lenders. These…
Money Saving Ideas
1 Jan 2025
January Sales – smart shopping tips to help you save money
Your inbox may already be full of January sale deals, promising unbeatable discounts and deals you just don’t want to miss. It can be the perfect time to pick up items you’ve had your eye on or even stock up…
News and Stories
23 Dec 2024
The financial impact of Christmas spending
For many, Christmas is a time of celebration, but it can also be a time of increased financial strain. Our data reflects this reality – in January 2024, we saw a 60% increase in visitors seeking debt advice through our…
Money Management
23 Dec 2024
How can I improve my financial health in the New Year?
Money Saving Ideas
9 Dec 2024
How to cut down the costs of Christmas dinner and festive activities
How to cut down the costs of Christmas dinnerThe festive season can be especially stressful when you’re already dealing with debt. But, with a little creativity and planning, you can still enjoy a wonderful Christmas without overspending.In our third blog, we’ve come…
News and Stories
2 Dec 2024
Navigating the festive season after a loss
The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…
Money Saving Ideas
29 Nov 2024
How to save money on Christmas decorations this year
Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…
News and Stories
29 Nov 2024
Don’t let a loan shark ruin your Christmas
We’ve joined forces with our partner, Illegal Money Lending Team (IMLT), to warn people about the dangers of borrowing from loan sharks in the run-up to Christmas.The IMLT is a national organisation, hosted by Birmingham City Council, that was set…
Money Saving Ideas
28 Nov 2024
Saving money on gifts this Christmas
The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…
Money Saving Ideas
13 Nov 2024
How to save money heating your home this winter
As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…
News and Stories
1 Nov 2024
Budget 2024: What does it mean for me?
Industry News
31 Oct 2024
Getting people talking about money
Talking about money can be a great way to share tips and advice on best practices that you and your friends and family put in place to make the most of the income that you have.It can also encourage conversations…
Industry News
30 Oct 2024
Budget 2024: Everything you need to know
Chancellor Rachel Reeves is delivering her long-awaited budget – the first Labour Budget for 14 years. We’ll provide critical updates as and when they’re announced.You can watch here if you require British Sign Language coverage. National Minimum WageNational minimum wage to rise…
Money Saving Ideas
28 Oct 2024
How can I save money this Halloween?
Spooky season is just around the corner.Did you know Halloween is one of the UK’s top four favourite celebrations? This can sometimes lead to unexpected costs, from the pumpkin patches to the buckets of sweets and wanting to wear the…
Money Saving Ideas
23 Oct 2024
How can I save money on my food shopping?
With so many of us feeling the financial pinch, finding ways to save a little extra can really make a difference — especially when it comes to the weekly food shop.Those rising food shop bills can feel overwhelming, but with…
Industry News
10 Oct 2024
PayPlan celebrates Employer of the Year award
We’re thrilled to announce that we’ve been awarded Silver Employer of the Year at the prestigious Women in Credit Awards 2024, sponsored by 4most. This recognition marks a significant achievement for our company as we continue to promote equality within…
Living in Debt
2 Oct 2024
What happens to debts after a bereavement?
Coping with practical matters after losing someone can be overwhelming, especially if you’re emotionally attached to the person. Sorting through their financial affairs might feel invasive, and it can be distressing if you uncover private matters like unpaid debts.If you’re…